San Jose, California Debt Collection Attorney
Twenty-three years of experience handling collection cases
The Law Offices of Joseph R. Kafka is trusted by clients across California to help them recover the money they are owed for their goods and services. I have 23 years of experience providing my clients with legal advice and litigation services at every level of state and federal courts. I have successfully helped a wide variety of clients — including banks, businesses, corporations, attorneys, accountants, landlords, real estate agencies, consulting firms and financing companies — collect the debts owed to them.
San Jose attorney committed to providing results
I can assist you if you need help collecting money from debtors on:
- Unpaid loans
- Guaranties and promissory notes
- Letters of credit and other extensions of credit
- Fees owed for professional services
- Debts for goods sold or delivered
- Liens of all varieties
- Unpaid rent and charges for apartments, condominiums and co-ops
- Unjust enrichment claims
- Replevin actions subject to creditors’ liens
- Breach of contract actions
- Sister state judgment collections
I am dedicated to delivering an exceptional client experience. In addition to providing litigation services, I also review my clients’ current contracts to eliminate potential issues that may arise in the future. By fighting for you today and protecting you for the future, I make sure that you get the results that you deserve.
An overview of the collections process
- Receipt and review of your files
- Demand letter — I send a letter to your debtor demanding payment. If the debtor responds to the letter, I work with you to see if you want to discount the debt and to set up a payment schedule.
- Lawsuit — If the debtor does not respond, I seek your permission to file a lawsuit. Once the suit is filed, I move quickly to obtain a judgment in your favor before trial. Although rare, if trial becomes necessary, I vigorously defend your right to collect payment.
- Judgment — A judgment gives me the opportunity to get the debtor’s attention. I attach liens on the debtor’s real estate and move to file wage garnishments to secure payment on the debt. These garnishments take money from the debtor’s bank account, paychecks and any other sources of income. If I cannot locate a debtor’s place of employment, I can force the debtor to appear in court for a post-judgment deposition and testify about the finances.
- Jail — If the debtor fails to appear at the deposition, I can have the debtor jailed for contempt of court. I usually reach out to the debtor before this becomes necessary, but if people continue to refuse to pay what they owe, I have no problem with sending them to jail.
Experienced attorney. Proven results.
Call the Law Offices of Joseph R. Kafka in San Jose today at 408-993-8441 or contact me online to put an end to your debtors’ excuses and make them pay what they owe.